NPS Key Features (2025):
- Tax Benefits: Up to ₹2 lakh deduction (80C + 80CCD)
- Minimum Investment: ₹500/month for Tier I
- Lock-in: Until age 60 for Tier I
- Partial Withdrawal: 25% after 3 years
- At Maturity: 60% lump sum + 40% annuity
- Employer Match: Up to 14% in government jobs
Maturity Corpus
₹1,15,91,234
