Pension Calculation Rules (2025):
- Government (Post-2006): Average last 10 months salary / 2[6][10]
- EPS Formula: (Average salary × Service) / 70[9]
- Minimum Service: 10 years for pension eligibility[9]
- Maximum Commutation: 40% of basic pension[5]
- Minimum Pension: ₹9,000/month (Government)[7]
- Family Pension: 50% of basic pension[7]
Monthly Pension
₹40,000
Pension Benefits
- Monthly pension for life
- Dearness allowance increments
- Medical benefits for pensioners
- Family pension for dependents
- Commutation facility available
Important Notes
- Pension linked to pay commission revisions
- Income tax applicable on pension
- Pension restoration after 15 years (commuted)
- Regular life certificate required
- Pension stops on death of pensioner
