Post Office Time Deposit Features (2025):
- Current Rates: 6.90% to 7.50% p.a. (Jul-Sep 2025)[2][8][15]
- Minimum Deposit: ₹1,000 (multiples of ₹100)[5][8]
- Tenure Options: 1, 2, 3, and 5 years[1][8]
- Interest Compounding: Quarterly calculation, annual payout[1][8]
- Tax Benefits: 5-year deposits qualify for Section 80C[8][21]
- Premature Withdrawal: Allowed after 6 months with penalty[22]
- Transferable: Account can be transferred across India[22]
Maturity Amount
₹1,23,661
