RD Key Features (2025):
- Interest Rates: 3% to 8.5% p.a. across banks[12]
- Minimum Amount: ₹500 per month (varies by bank)[2]
- Tenure: 6 months to 10 years[12]
- Compounding: Usually quarterly[3]
- Senior Citizen Bonus: Additional 0.5% interest[9]
- Tax: Interest above ₹40,000 subject to TDS[12]
Maturity Amount
₹1,96,847
